Product Liability

What is Product Liability Insurance?

Product liability insurance helps protect your business if a product you make, sell, or distribute causes harm to someone or damages their property. Whether it’s a manufacturing defect, faulty design, or incorrect labeling, this policy helps cover legal fees, medical costs, and settlements.

It’s essential for businesses involved in product creation, sales, or distribution — whether online or in-store.

Protection for Sold Goods

Covers injuries and damage caused by your products.

Who Needs It

Crucial for manufacturers, retailers, distributors, and online sellers.

Why It’s Important

One product issue can lead to major lawsuits.

What Does It Cover?

Product liability insurance typically includes protection for:

Manufacturing Defects – Errors during production that make a product unsafe.

Design Flaws – Poor product design that leads to injury or damage.

Improper Labeling – Missing warnings or incorrect instructions that cause harm.

Bodily Injury – Medical costs and claims if a product physically harms a customer.

Property Damage – If a product causes damage to someone else’s property.

Legal Fees – Covers attorney costs, court fees, and settlements tied to product-related claims.

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