5 Cities Insurance
Alchemy — Builders Risk
Provider profile for Alchemy builders risk. First Connect lists Builders Risk and displays California in this provider's directory entry; current availability must be checked. Alchemy Insurance Solutions is a managing general underwriter; the issuing insurer is confirmed on each quote and policy.
About this provider
Alchemy Insurance Solutions is a managing general underwriter (MGU) that offers builders risk coverage for new construction, renovations, and mid-completion projects, with distinct National, Coastal, and excess-and-surplus (E&S) programs. As an MGU, Alchemy is not necessarily the issuing insurer; the underwriting company, admitted or non-admitted status, form, and program are confirmed on each quote and policy — the brand name alone does not establish which insurer or form applies. Builders risk generally covers project property during construction; it is not a substitute for general liability, workers' compensation, or a contractor's license bond. Covered causes, limits, deductibles, and exclusions (including theft, water, wind, and wildfire) are set by the actual form and program, and not every peril or program is available on every California project.
First Connect lists Builders Risk and displays California in this provider's directory entry; current availability must be checked. A directory listing is not an appointment, approval, or guarantee that any specific product is available for your business. Ask us to check current access and eligibility through First Connect for your operation.
Questions to review before requesting a quote
These are practical questions to prepare — not legal requirements or a guarantee of coverage. The issuing insurer, form, and eligibility are confirmed on each quote.
- Which underwriting company and form apply, and is the coverage admitted or non-admitted in California?
- Does the project involve new construction, renovation of an existing structure, or a mid-completion project, and how does the form treat existing damage versus new work?
- What completed value, materials, labor, and site budget does the form schedule, and how are changes during construction reported?
- When does coverage begin and end — at project start, a staged trigger, occupancy or use, or another event — and what extension or continuation terms apply before expiration?
- Are offsite storage and transit included, and what limits, deductibles, and territory apply if they are?
- What theft, water, wind, and wildfire exclusions, deductibles, or sublimits apply, and are owners, contractors, and lenders named interests or additional insureds?
Official provider resources
These links go to the provider's own website and are provided for reference only. They are not maintained by 5 Cities Insurance and may change. Do not submit claim details, credentials, or customer data through this website's quote form.
Existing-policy claims
If you have an existing policy with Alchemy and need to report a claim, use the claims contact on your declarations page or the provider's official claims resource — promptly and through a trusted channel. This website's quote form is for new quote and coverage-review requests only. If you are unsure where your current claim should go, contact us and we will help you find the right contact.
Sources reviewed
- First Connect carrier directory
- Alchemy about us (official)
- Alchemy builders risk (official)
- Alchemy contact (general contact page, not a claims portal)
Sources reviewed 2026-10-27.
FAQ
Alchemy questions
Request a quote or coverage review with Alchemy
We'll check current access and eligibility through First Connect for your operation. Coverage is subject to underwriting and the terms of an issued policy.