Terms of Use

For agency review: This is a draft tailored to this site. It must be reviewed and finalized by the agency before publication.

Acceptance

By accessing this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational content

This website provides general information about business insurance. Content is for educational purposes and does not constitute insurance advice, a quote, an offer of coverage, or a binding indication. Coverage descriptions are summaries and do not alter the terms of any policy. Coverage is subject to underwriting and the terms, conditions, exclusions, and limits of an issued policy.

No guarantee

We do not promise the cheapest policy, guaranteed approval, universal coverage, or a particular premium. We do not guarantee specific search rankings or rich results.

Forms do not bind coverage

Submitting a quote or contact form does not bind, change, or cancel insurance coverage. A submitted form starts a conversation; it is not an insurance contract.

Pending information

Some business details, coverage availability, and integrations are pending confirmation. We do not display unverified business details or claim a coverage line is available until confirmed.

Third-party links

This site may link to third-party resources for reference. We are not responsible for their content or practices.

Intellectual property

Site content is owned by 5 Cities Insurance. You may view and print content for personal, non-commercial use.

Limitation of liability

To the extent permitted by law, 5 Cities Insurance is not liable for damages arising from your use of or reliance on this website or its content.

Changes

We may update these Terms. Continued use after changes constitutes acceptance.

Contact

Questions about these Terms? Use the contact page. Contact details will be added once verified.