5 Cities Insurance
biBerk — Business Owners Policy, Commercial Auto
Provider profile for biBerk business owners policy (BOP) and commercial auto. First Connect lists Business Owners Policy and Commercial Auto and displays California in this provider's directory entry; current availability must be checked. biBerk is a small-business insurance brand within Berkshire Hathaway Insurance Group; the issuing insurer is confirmed on each proposal and policy.
About this provider
biBerk is a small-business insurance brand within Berkshire Hathaway Insurance Group. The issuing insurer and form are confirmed on each proposal and policy — the brand name alone does not establish which underwriting company or form applies to your business. A business owners policy (BOP) commonly bundles property and general liability for eligible small businesses; commercial auto is a separate line that may be purchased alongside a BOP but is not automatically included in it. Covered causes, limits, sublimits, and included or optional coverages such as business income are set by the actual form and endorsements, not by the product name alone.
First Connect lists Business Owners Policy, Commercial Auto and displays California in this provider's directory entry; current availability must be checked. A directory listing is not an appointment, approval, or guarantee that any specific product is available for your business. Ask us to check current access and eligibility through First Connect for your operation.
Questions to review before requesting a quote
These are practical questions to prepare — not legal requirements or a guarantee of coverage. The issuing insurer, form, and eligibility are confirmed on each quote.
- Which issuing insurer and form apply to your BOP, and is the coverage admitted or non-admitted in California?
- What property values, locations, and covered causes does the BOP schedule, and how are tenant improvements, stock, and business income included or sublimited?
- Is commercial auto included in your proposal or written as a separate line, and what covered autos, uses, garaging, and drivers does it schedule?
- If physical damage coverage is purchased, what deductibles, limits, and covered causes apply to owned, hired, and non-owned vehicles?
- What deductibles, limits, and endorsements apply to leased premises, equipment, or vehicles you own or lease?
- Where does an existing policy claim go — the claims contact on your declarations page or the provider's claims selector by policy type — and what information does it require?
Official provider resources
These links go to the provider's own website and are provided for reference only. They are not maintained by 5 Cities Insurance and may change. Do not submit claim details, credentials, or customer data through this website's quote form.
Existing-policy claims
If you have an existing policy with biBerk and need to report a claim, use the claims contact on your declarations page or the provider's official claims resource — promptly and through a trusted channel. This website's quote form is for new quote and coverage-review requests only. If you are unsure where your current claim should go, contact us and we will help you find the right contact.
Sources reviewed
Sources reviewed 2026-10-27.
FAQ
biBerk questions
Request a quote or coverage review with biBerk
We'll check current access and eligibility through First Connect for your operation. Coverage is subject to underwriting and the terms of an issued policy.