5 Cities Insurance
EMPLOYERS — Workers' Compensation
Provider profile for EMPLOYERS workers' compensation. First Connect lists Workers' Compensation and displays California in this provider's directory entry; current availability must be checked. EMPLOYERS is a workers' compensation insurance brand; the issuing company is confirmed on each proposal and policy.
About this provider
EMPLOYERS is a workers' compensation insurance brand. The EMPLOYERS site notes that insurance is offered through multiple subsidiaries and that not all companies operate in all jurisdictions, so the issuing company and form are confirmed on each proposal and policy — the brand name alone does not establish which underwriting company applies to your business. A workers' compensation policy provides statutory benefits for employees injured or made ill on the job and, where included, employers' liability (Part Two) for certain injury-related suits. Premium is typically based on actual payroll by classification, and EMPLOYERS offers an EACCESS premium-audit function and online claim reporting for policyholders and agents; how each applies to your operation is set by the actual policy and audit terms.
First Connect lists Workers' Compensation and displays California in this provider's directory entry; current availability must be checked. A directory listing is not an appointment, approval, or guarantee that any specific product is available for your business. Ask us to check current access and eligibility through First Connect for your operation.
Questions to review before requesting a quote
These are practical questions to prepare — not legal requirements or a guarantee of coverage. The issuing insurer, form, and eligibility are confirmed on each quote.
- Which issuing company and form apply, and is the coverage admitted or non-admitted in California for your entity and work locations, including any out-of-state staff?
- What actual job duties and payroll by classification does the quote use, and how are payroll changes during the policy period reported and reconciled?
- What owner or officer inclusion or exclusion election applies where permitted, and is it confirmed on the declarations rather than assumed automatic?
- If a payroll service, pay-as-you-go, or installment option is offered, what are the actual terms, reporting cadence, and year-end reconciliation?
- What records does the premium audit request, through which official channel and deadline, and what should be uploaded through the carrier's secure system rather than this website's public form?
- Who owns claim reporting and the internal handoff, and what do the state claim-kit instructions and the policy's reporting provisions require so reporting is not delayed?
Official provider resources
These links go to the provider's own website and are provided for reference only. They are not maintained by 5 Cities Insurance and may change. Do not submit claim details, credentials, or customer data through this website's quote form.
Existing-policy claims
If you have an existing policy with EMPLOYERS and need to report a claim, use the claims contact on your declarations page or the provider's official claims resource — promptly and through a trusted channel. This website's quote form is for new quote and coverage-review requests only. If you are unsure where your current claim should go, contact us and we will help you find the right contact.
Sources reviewed
- First Connect carrier directory
- EMPLOYERS (official)
- EMPLOYERS premium audit (official)
- EMPLOYERS report a claim (official)
- EMPLOYERS state claim kits (official)
Sources reviewed 2026-10-27.
FAQ
EMPLOYERS questions
Request a quote or coverage review with EMPLOYERS
We'll check current access and eligibility through First Connect for your operation. Coverage is subject to underwriting and the terms of an issued policy.